In the course of cooperation with its borrowers, not only does the Bank grant loans, but also becomes a financial advisor on the efficient use of credit resources and streamlining of cash flows.
The Bank offers various types of credit products both with fixed and floating rates tied to a universally recognised benchmark.
In order to speed up the process of provision of credit products, the Bank may establish for the company (holding) a limit allowing the company to use different credit products of the Bank during the period of time and on the terms and conditions established by the Credit Committee.