(495) 411-6-411

To shareholders and investors

Dear shareholders, investors and partners

Investment presentation at YE2008 (IFRS) (pdf, 1,2Mb).

Investment presentation at YE2009 (IFRS) (pdf, 796 Kb).

We are pleased to welcome you at Investor Relations web pages of Bank Petrocommerce where you can find information about the Bank, its financial performance, some important news and events.

Bank Petrocommerce was founded in 1992 and has developed into one of the largest and most reliable financial institutions in the Russian Federation.

We always use our best efforts to ensure multifaceted growth of the Bank focusing on quality improvement, business diversification, banking franchise strengthening, and business relations intensification.

We are committed to serving the interests of our shareholders, investors, partners and clients, staff and society. An open and in-depth dialogue with them helps to increase mutual trust and confidence. Transparency, information openness, strong business ethics and culture, and high quality of services are our major values.

Bank Petrocommerce is a highly customer-oriented institution. We contribute all our time, knowledge and abilities to the improvement of our products and services in order to meet the growing needs and requirements of our customers. We are expanding our regional network to be closer to all those who may be interested in our products and services.

The Bank's achievements and robust growth are based on a strong and vigorous team of professionals.

We pay considerable attention to further development of corporate governance taking advantages of the best international practices. We are always open to dialogue with shareholders, investors and partners whose opinion is of high importance to us.

We express our gratitude to our shareholders, investors, partners and colleagues for a fruitful cooperation, and hope that our mutual collaboration will be rewarding for all of us.

Faithfully yours,

IR team

Bank Petrocommerce
24/1, Petrovka street
127051, Moscow, Russia